41. COMPANY NEWS; At Citibank, More No-Fee Credit Cards – New of annual fees on bank credit cards,” said Robert McKinley, president of the RAM Research Corporation, which tracks the bank card industry.

 42. G.M. Expected to Announce Details of New Credit Card – Page 2  Robert  McKinley, president of RAM, said the low rate and the pledge of no annual fee were certain to appeal to consumers, whose loyalty to …

43.GE to Issue Credit Cards, Possibly Tied to Discounts “It’s really tough now for any new player to come in,” said Robert B. mckinley of the RAM Research Corporation, which tracks credit card rates.

 44.Those Mind-Boggling Promotions “You need an attache case to really use this card,” said Robert B. mckinley, president of Ram Research, a credit-card research firm in Frederick, …

 45. COMPANY NEWS; GM’s Bold Move Into Credit Cards New York Times “American Express is a loser any time any big player comes in offers a card nationally with no fee,” said Robert B. mckinley, president of RAM …

 46.Credit Cards: Variable Rates Don’t Always Help Robert mckinley, the publisher of Ram Research’s Cardtrak, a newsletter, in Frederick, Md., warned, “There are a lot of gimmicks and games …

47.GM Expected to Announce Details of New Credit Card – New York  Robert B. mckinley, president of RAM, said the low rate and the pledge of no annual fee were certain to appeal to consumers, whose loyalty to …

48.Prime Is Cut By Chemical; Others Hold Robert McKinley, director of research at RAM Research, a Frederick, Md., concern that monitors the credit-card industry, noted that about one …

 49. Justice Department Investigating Credit Card Practices of Visa – New said Robert McKinley, president of the credit card research firm RAM …go through banks to get to more Visa customers, Mr. mckinley said.

 50. Credit Cards’ Rates Hit Low The survey by the RAM Research Corporation showed the average credit …Robert McKinley, president of the credit card research company.

 51. Americans Buying More On Credit By ROBERT D. HERSHEY JR. …$1700, up from about $400 10 years ago, said Robert McKinley, president of RAM Research in Frederick, Md.

 52. BANKING; Secured Credit Cards Are Attracting Savers – New York that the …it for savings ,” said Robert McKinley, the president of RAM Research, …

 53. Prime Rate Cut to 5 1/2% By Morgan About 38 percent of credit cards issued by banks carry interest rates pegged to the prime, according to Robert McKinley, president of RAM …

 54. More Card Holders Get the Gold Treatment “With more of these cards being issued, lenders have had little choice but to slice some of the perks,” said Robert McKinley, president of RAM …

 55. BANKING;Guarding Credit Cards From the Latest Scams – New York “Never give your credit card number on the phone to people who call you,” said Robert . McKinley, president of the RAM Research …

 56. 2 Small Banks Cut Prime to 5 3/4%; Others Stay at 6% – New York  on cards issued by large banks has fallen to 17.22 percent from 18.07 percent a year ago, said Robert McKinley, president of RAM Research, …

 57. CONSUMER’S WORLD; Charge Cards That Pick Up the Pieces  the new year,” said Robert McKinley, the editor and publisher of Bankcard Update, an industry newsletter published by RAM Research and …

58.STRATEGIES; Making Sense of Cash-Back Card Plans – New York possible every month, and the discipline to pay it off,” said Robert McKinley, president of RAM Research in Frederick, Md. “If they’re careful, …

 59. Citibank’s Credit Card Rates To Be Cut for Best Customers – New Robert McKinley, the president of RAM Research, a company based in Frederick, Md., that monitors the card industry, noted that outstanding …

 60. Single-Page Cardtrak, a monthly newsletter published by RAM Research, P.O. Box …Robert McKinley, the publisher of Cardtrak, said some unscrupulous …

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